Restoring a classic car is a ton of fun. After spending countless hours in the garage using classic car restoration manuals, it’s always great to see the finished product.

Now comes the not so fun part … finding classic car insurance. Finding the right insurance company for your classic car is tough. The research and phone conversations with insurance agents can take hours.

To help you save time, we’ve identified some of the top classic car insurance companies out there. All of these insurance companies are reliable and have great customer service reputations.

• American Collectors Insurance offers classic car insurance options as well as insurance for collectables like antique toys and sports memorabilia. The insurance company offers online policy management. The company has been providing insurance for more than 30 years.

• CHROME Classic Car Insurance provides a variety of options. CHROME offers roadside and flatbed towing services as well as $1,000 spare parts coverage. The classic car insurance company also offers multi-car discounts such as 25 percent off for two vehicles, 35 percent off for three vehicles.

• Classic Auto Insurance offers multiple deductible options and various payment plans. The antique car insurance company offers affordable mile plans at 1,000, 3,000 or 6,000 miles. Unused miles can be rolled over to the next policy term. Classic Auto Insurance offers discounts for car club memberships and large car collections.

• Grundy Worldwide has been in the classic car insurance business for more than 60 years. The collector car insurance company offers unlimited mileage, no model year limitation and high-liability limits. Grundy also includes insurance options for restorers and builders who work on other people’s classic cars.

• Hagerty Collector Car Insurance has a lot of great insurance options for classic cars. Besides the usual low annual premiums, Hagerty has limited pleasure use with no fixed mileage limits. The collector car insurance company also offers a flatbed roadside assistance.

• Heacock Collector Car Insurance has insurance options for hot rods, race cars and collector cars. The insurance company will insure your classic car during and after restoration. Heacock offers roadside assistance as well as credit card installment payments.

• Leland-West Insurance has more than 25 years experience insuring classic cars, hot rods and other valuable cars. Leland-West offers windshield coverage, multi-car discounts, spare parts coverage and more. The American Modern Insurance Group has rated Leland-West an “A+” for its quality service.

• Voyager Insurance Services offers comprehensive protection for classic cars, street rods, custom cars and antique cars. Voyager works with you to determine the amount of insurance coverage. The company accepts collector cars newer than 15 year old.

Classic Car Insurance Tips

Once you’ve found a few insurance companies that seem like right fit, be sure to follow the tips below:

• Never insure a classic car for Actual Cash Value. Always insure a classic car using Stated Value or Agreed Value terms.

• Always have documents prepared before insuring a hot rod. Insurance companies will want to see parts receipts and labor costs.

• Regularly review your coverage and make adjustments as your classic car appreciates in value.

Following these tips will help get your classic car on the road a lot faster. And before you know it you’ll be back in the garage with one of those repair manuals for classic cars restoring another car.