Regardless of being harangued by males about our driving abilities, women have statistical support for the truth that they are safer car drivers. Automobile insurance companies take note of this by providing comparatively low-priced auto cover for women. Nevertheless it appears that we’re getting into a time where we are prone to mistreatment it and probably lose it because the accident rate among women is increasing. Why is this occurring? Is it the way we’re teaching the populace to drive these days? Is it the totally different psychological attitudes to life that young women have in this post-feminist age where they’ve more independence and more autonomy than ever before? Have these changes led ladies to be more disposed to risk-taking than ever before and, in this respect, have gotten more like guys Or is it as a result of cars encourage car drivers to take more risks as they’re more powerful and thrilling to drive possibly than ever before? It’s likely to be a combination of all these variables. In fact, the increase in accident rates amongst women drivers remains to be slight, nevertheless car insurers survey these shifts and answer them in their pricing policy.

There are three main reasons why insurance cover providers offer low-cost car insurance for women and they’re as follows. Reason 1. It is statistically proved that women drivers are much safer car drivers. Despite the fact that women drivers are actually caught up in the same amount of accidents as gents, their claims are by and large smaller. Reason 2. For female car drivers it’s normally the small dents and dings from their motoring, whereas men do statistically drive at increased speeds and thus have higher impact accidents causing more significant damage which drives up their insurance costs. Reason 3. The third reason that allows females to get less expensive insurance, is that a large percentage, really 90% of all traffic or road offences are committed by guys. So more tickets and fines goes hand-in-hand with greater auto insurance cover premiums. Additionally as women are inclined to drive a lot less than guys, their potential of committing an offence or of being involved in an accident will continually be dramatically lower.

As with all insurance products it can pay to look round, and cheap car insurance for women is not any exception to this. Traditionally, ladies car insurance cover has been cheaper than other demographic groups, especially for ladies under the age of twenty five, a main factor being that females are less prone to be in an accident than men. Car insurance for ladies continues to be provided at lower rates as trends demonstrate that ladies tend to purchase smaller, cheaper vehicles than gentlemen, which means they cost much less to repair than dearer types resulting in more reduced claims and more cost effective cover. Some facts about women car drivers, and no it is no joke! Female drivers are considered much less of a risk than their male counterparts, auto cover for females is on average 30% less costly than that offered to men. Government information within the United kingdom show that 92 percent of prosecutions for driving offences are from guys, which means females are more law-abiding car drivers. Women are seen as lower risk by insurance companies as they have totally different driving habits to gentlemen. And last but not least (saved the very best until last!) Females behind the steering wheel are likely to be faster to modify focus to cope with unforeseen events. Now, aren’t you thankful you’re a lady?