Since the inception of cell phones, people have been able to take their phones with them, instead of leaving them at home. Cell phones are important tools to have during an emergency, but they can also cause accidents while driving.
For example, some auto covers provide round the clock technical help in case of emergencies. This means that they can just dial for assistance in case of experiencing a puncture on the highway from the technical team of the company.
Many persons prefer to err on the side of caution when it comes to assessing their automobile insurance requirements. They feel that being prepared and covered against certain risks is advisable even if chances of such risks occurring are remote.